Discovery call
A free, 30-minute conversation about your business, your reader, and your timeline. We agree on the scope and a fixed fee.
Toronto roots. Canadian focus.
Business plans for
Canadian loans & immigration.
Written plan, three-year financial model, and the research behind it. Delivered in 14–21 days, with 60 days of support after.
An independent Canadian business-plan firm.
Plans we write for
- BDC
- CSBFP
- Banks & credit unions
- Acquisitions
- Franchises
- PNP entrepreneur streams
Bridge Note is independent and not affiliated with any lender or government program.
Written for the person
who reviews it.
A loan officer or immigration reviewer reads a lot of plans. We write yours so the numbers, the market research, and the story agree with each other, and every assumption has a source.
From Toronto, we work with entrepreneurs across Canada and around the world who are building their future here.
Before it leaves our deskEvery plan, every time
- Every number ties back to the Excel model
- Market figures cite their source
- Use of funds matches your quotes
- Repayment tested in a base case and a downside case
- Formatted to the criteria your lender or program publishes
Three kinds of plans
Each one is written for a specific lender or program.
01
BDC · CSBFP · Banks & credit unions
Start & grow
A clear case for your next stage. Plans for startups, expansion, equipment, and working capital.
02Acquisition loans · Franchise financing
Buy & build
Make the opportunity make sense on paper. Business acquisition and franchise plans grounded in the numbers.
03BC PNP · Provincial entrepreneur streams
Make Canada home
A thoughtful plan for a new beginning. Business plans for Canadian entrepreneur immigration applications.
Section 01 · Executive summarySample Café Inc.
What you get
A complete plan, researched and written around your business, plus the spreadsheet behind every number in it.
PDFWORDEXCEL
Editable files. They are yours.
How it works
Research and draft
We research, model, and write. You review a complete draft, and we refine it together through an included revision round.
Delivery
Your plan arrives in PDF and Word, with the Excel financial model. Then 60 days of support for lender follow-up questions, included.
A recent plan
Small-batch tofu producer · Greater Toronto Area · CSBFP
A small-batch tofu producer had growing wholesale demand. What they needed was a clear financial story: production capacity, workforce costs, and a defined use of funds.
We connected the operational detail to the financial model and structured the plan around their CSBFP application.
Result
Plan approved after one lender review round.
An anonymized client case. An individual outcome, not a guarantee of funding. Artwork is illustrative.
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ReadCommon questions
How long does a business plan take?
Standard turnaround is 14–21 days from intake, and every plan includes 60 days of support after delivery. Rush options available — call us if you need it faster.
What banks and lenders do your plans work with?
Our plans are written to meet the requirements of the Big Six (RBC, TD, BMO, Scotia, CIBC, NBC), BDC, CSBFP, and most credit unions. We tailor the financial assumptions and narrative to the specific lender on the discovery call.
Do you write plans for immigrants applying for the Start-Up Visa or Owner-Operator LMIA?
Yes. Plans for immigration programs follow IRCC requirements. We've written for SUV, Owner-Operator LMIA, C11/C12, and provincial nominee streams.
How much does it cost?
Pricing depends on the plan type, financial complexity, and turnaround. Most engagements are flat-fee. We quote on the discovery call after understanding your situation.
What if I don't know what kind of plan I need?
That's normal — most clients don't. The discovery call is free. We figure out what your lender needs and what scope makes sense. No pressure, no obligation.
Do you write the financial projections too?
Yes. Every plan includes the full financial section: 3-year P&L, cash flow, balance sheet, break-even analysis, and assumptions narrative — all formatted the way Canadian lenders expect.
Tell us about
your business.
On a free 30-minute call we work out which plan you need, what goes in it, and the fixed fee.
Book a discovery call No obligation.