Bridge Note · Canadian business-plan firm
Bridge Note

PNP entrepreneur streams · BC · AB Rural · MB · NB · PEI

Business plan for entrepreneur immigration to Canada.

Built to the provincial entrepreneur stream you're applying to — BC, Alberta Rural, Manitoba, New Brunswick, or PEI. Investment minimums, net-worth tests, and job-creation expectations all vary; the plan reflects the specific stream's published evaluation criteria.

What's actually open in 2026

The current landscape.

Start-up Visa — PAUSED

IRCC stopped accepting new Commitment Certificates from designated organizations after December 31, 2025. The SUV program is paused as of January 1, 2026. Existing applications continue to process — but the queue exceeds 10 years. No reopening date announced.

Owner-Operator LMIA — ENDED

The federal Owner-Operator LMIA pathway was effectively phased out in April 2021. No federal owner-operator route exists. Applicants in this space now run through PNP entrepreneur streams.

Open PNP streams (2026)

BC PNP: $200K invested + $600K net worth (Base), or $100K + $300K (Regional).
Alberta Rural Entrepreneur: $100K invested + $300K net worth.
Manitoba: $150K outside Winnipeg or $250K in Winnipeg + $500K net worth.
New Brunswick: $100K deposit.
PEI: $150K invested + $600K net worth.

Closed streams

Ontario Entrepreneur: closed November 2024.
Saskatchewan Entrepreneur: closed March 2025.
Other provinces (Nova Scotia, Newfoundland and Labrador, Yukon, NWT) have niche or paused streams; check provincial Ministry sites for current status before pursuing.

What we write

What IRCC and provincial officers expect in the plan.

Immigration business plans differ from bank-loan plans on three dimensions: the reader (IRCC officer or provincial nominee committee, not a credit officer), the evaluation criteria (settlement, job creation, regional economic impact), and the supporting documentation (net-worth verification, source-of-funds, applicant credentials).

  • Province-specific evaluation criteria. Each PNP entrepreneur stream publishes its own scoring or threshold criteria. The plan addresses the criteria for the specific province, in the order the stream's documentation lists them.
  • Job-creation commitment. Most provincial streams require commitment to create at least 1–2 jobs for Canadians or permanent residents. The plan specifies role, headcount, hire timing, and wage levels — concrete numbers, not aspiration.
  • Settlement section. Where the applicant intends to settle, ties to the region (community, language, prior visits, family), and integration plan. Required by most PNP streams; weight varies by province.
  • Source of funds and net worth. Documented source for the investment funds (savings, business sale, inheritance, etc.) and personal net worth meeting the stream's threshold. Most provinces verify both at submission and at landing.
  • Applicant business credentials. Prior business ownership or senior management experience documented with specifics — companies, dates, roles, revenue managed, team size. Generic CVs hurt the file.
  • 3-year financial projections appropriate to the stream. Less DSCR-heavy than a bank-loan plan; more focused on demonstrating the business can sustain operations, support the committed jobs, and produce the regional economic impact the stream measures.
  • Where Bridge Note ends and an RCIC begins. We write the business plan. An RCIC (Regulated Canadian Immigration Consultant) or immigration lawyer advises on the immigration application itself — eligibility, forms, submission strategy. Both pieces are needed; they're separate professional roles.

How Bridge Note writes an immigration plan

From discovery call to submission package.

Immigration plans run 3 weeks from signed scope. The depth of the settlement section and the province-specific evaluation criteria add time vs. a standard loan plan. Files where the applicant arrives with a chosen province and a clear business concept compress that meaningfully.

01

Discovery call (free)

30 minutes to confirm the target province, the business concept, the applicant's background, and any RCIC or lawyer already engaged. Fixed quote by end of call.

02

Structured intake

60–90 minutes covering the applicant's credentials, source of funds, net-worth documentation, settlement plan, and the specific PNP stream's published criteria.

03

Draft + revision

10–14 business day first draft with stream-specific criteria addressed. One revision round included.

Applying through a PNP stream? Bring it to the discovery call.

30 minutes, free, no obligation. We confirm the province, the business concept, and give you a fixed quote.

Plans formatted for:

BDC

CSBFP

RBC

TD

BMO

Scotiabank

CIBC